Uninsured

When the Orlando theme parks shut for the pandemic, I was laid-off from my position almost immediately afterwards. It made economic sense, as they were my main clients, and they would certainly not be re-filling their wine cellars anytime soon.

Thankfully the Medicaid lifeline was there for us almost right away. They responded faster than the unemployment folks did! (Don’t even get me started on them, we are still owed unemployment from nearly a year ago!)

The coverage, while not great for offices and doctors in the “nicer” areas of town, was perfectly fine for our mostly-healthy family. It helped Erin get through some medical issues of her own, and healed Kai’s broken elbow. It also covered countless medication refills for my hypertension, etc. All at 100%. For the nearly 18 months I was unemployed, it was an absolute life-saver.

When I did return to full-time employment in Aug/Sept of 2021, I notified the state and found private insurance through the ACA website. I later found out that due to the pandemic, the state wasn’t dropping anyone from Medicaid due to the public health emergency. How thoughtful of them! So I canceled my private insurance (right as I was diagnosed with cancer), and happily stayed on Medicaid.

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Fun with Medicaid

Medicaid is amazing. We’ve been on Medicaid since April of 2020, just after I was laid-off due to the pandemic. Until I was on it, it was really just something I heard about in news stories — I had no idea of the actual experience of it.

On “Full Medicaid,” our family has paid zero dollars for medical treatments and prescription drugs, of which there have been quite a few. While finding a private practice that accepts Medicaid is tricky, especially in the “nicer” areas of town, the major hospital systems all accept it and for our purposes, it works. We just made sure our pediatrician and PCP all took the coverage and all is well.

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